Property Investment Readiness Questionnaire

1. How would you describe your current debt management and credit health?

I often struggle to make payments on time and my credit score needs significant improvement. I currently pay on time, but I have had missed or late payments in the past 1-2 years. I consistently pay off most debts as agreed with no recent defaults, and I maintain a very good credit score. I have virtually no non-mortgage debt, an excellent credit score, and a flawless payment history.

2. How many months of living expenses do you have saved in an emergency fund?

Less than 3 months 3 to 6 months More than 6 months

3. How confident are you in estimating the total annual operating costs (excluding mortgage) of a potential rental property?

Not confident, I'm guessing Somewhat confident, I know some costs Very confident, I know all key expenses (taxes, insurance, maintenance buffer)

4. What is your primary investment goal for property?

Quick profit (flipping/speculation) Steady, long-term rental income Wealth preservation/tax advantages

5. If a tenant moved out and you had a 3-month vacancy, would this significantly stress your personal finances?

Yes, immediately Maybe, it would be tight No, my reserves cover it easily

6. Which approach best describes how you plan to manage the property?

Fully managed by a professional (hands-off approach) Partially managed, I will handle minor tasks (some involvement) Self-managed (hands-on approach)

7. What is the approximate lump sum amount you currently have available for a property deposit and associated purchase costs?

Less than £40,000 £40,000 to £100,000 £100,000 to £200,000 More than £200,000

8. How many properties do you own apart from your current residence?

Consent to Process Data

By submitting this questionnaire to book a consultation, you acknowledge and agree to the following:

Data Usage: You consent to VKY Realty LTD collecting and processing the information provided to conduct a property investment risk analysis.

Storage & Security: Your information will be stored securely for consultation purposes.

Privacy Policy: You confirm that you have understood and agreed to our Privacy Policy .

I have read and agree to the Privacy Policy and terms of data processing.